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Buying a house - The Scottish System. (This is general information and you should talk to a solicitor for up to date guidance)
When buying a house in Scotland, especially if moving from England, you should be aware in your own interest that there are differences in procedure. In England there are 2 stages – making an offer, and exchanging contracts. In Scotland there is only one stage, or at least the 2 stages are almost literally combined – when your offer is accepted by the seller, you are both committed to proceed with the transaction!
In Scotland the ‘missives’ are usually signed by the solicitors and you must ensure that your solicitor is acting under your instructions and that he understands your situation and whether or not you are in a position to proceed with a purchase. Once your offer is accepted you are committed to proceed with the purchase – and failure to complete the deal can result in you being liable for very heavy costs if losses or a re-sale occur.
Because of the difference in speed of transactions north of / south of the border, if an English solicitor is involved in the sale of a property to finance a purchase in Scotland he should be instructed to ‘get a move on’.
The Price
When the housing market is healthy, a house is usually offered for sale in Scotland with ‘Offers Over’ price. Estate agencies juggle this indicator making it low enough to attract attention but expecting offers to be substantially higher (in the order of perhaps 20%). In periods of sluggish sales a lower offer may occasionally be accepted. A seller may offer property at a ‘fixed price’. This does not necessarily mean it will sell at that price, but the seller may be in a hurry and the financial position - cash available?) of the potential buyer may have greater influence on acceptance than the magnitude of the offer.
The Survey
As surveys are expensive, an offer is sometimes accepted ‘subject to survey’ if a verbal offer is high enough and agreement is reached to have a survey carried out within a very short timescale – a few days at most. In this case it is best for the purchasers solicitor to arrange the survey rather than wait for your lender to get round to it. This situation may be overtaken by the recent legislation regarding ‘Home Information Packs’.
Closing Dates
Sometimes a ‘closing date’ is set. This means offers must be formally made by the given date. Since bids are ‘secret’ this should in principle reduce the possibility of ‘gazumping’ but also means that buyers are bidding blind and may incur costs with no certainty of a successful purchase. You can ask your solicitor to make a ‘note of interest’ to the seller which means you will be notified once a closing date has been set. Because of the level of commitment required by the Scottish system, you should always ensure that you will be in a position to proceed prior to making a formal offer unless your offer is ‘subject to survey’.

Disclaimer
The above information has been assembled from a number of sources and from my own experiences. It is your own responsibility to ensure that you understand the current situation regarding the Scottish legal system before entering into any negotiations or making any offer.
CONSULT A SOLICITOR.................See Property list

Property for sale

'Brambles' Gift Shop . . . . . . . . .. . Details 
business for sale, Callander
Established shop in Callander Main Street - Brambles Gift Shop is in a popular shopping area and close to the car park used by most coach tour operators.
Telephone: 01877331083 (Home) or 01877331329
Email: laird4141@aol.com

Static Caravans for sale in the Trossachs .. Details

Callander Holiday Park offers Static Caravans for sale on their Invertrossachs road statics site with its stunning views over the river to the Pass of Leny and the mountains.

OLD SMIDDY SELF CATERING/B&B COTTAGE and APARTMENT PLUS OWNERS ACCOMMODATION ......See Details

Former Smithy situated within Loch Lomond National Park in Balloch.  Ballagan burn runs through the garden and the Old Smiddy cottage is situated above it.  Three star VS accommodation on apartment and cottage.
Telephone 01389 750767 or e-mail: auldsmiddy@blueyonder.co.uk

See the Details22 Bruce Street Stirling. Tel 07968 272881
Offers in excess of £105,000
Top floor flat in a traditional tenement building within walking distance to Stirling city centre, Stirling University, bus and rail stations and motorway networks.

* Top floor flat within walking distance of Stirling city centre
* Lounge * Kitchen * Two Bedrooms

Waterside Cottage Holiday cottage at Loch Katrine
For Sale Fixed Price £230,000
Details www.waterside-cottage.com
3 Bedroom cottage on shore of Loch Katrine in the Loch Lomond and National Trossachs Park., fabulous interior comprises, vestibule, WC, open plan lounge / dining room,(wood burner). Kitchen, 3 bedrooms, en-suite and bathroom. LPG GCH. DG.
Contact Richard Willis   Tel  0141 644 0914    Mobile 07947 605960
Email     richard@rwillis.co.uk


Myrtle Inn
Callander

The Myrtle Inn
A roadside Inn situated in a very popular tourist destination. Bar with split level dining area, separate dining room, 3 bedroomed owner's accomm, car park, patio & garage.
Same owner for last 11 years.
Retirement sale. Offers over £345,000
Bruce & Co. Business Agents.
Ref: 25627
Tel: 0131 4776060

A Stone built farmhouse circa 1825
which is set in beautiful open countryside
just outside Scotland’s first national park.
The house sits on the A873 between the villages of Thornhill and the scenic Port of Menteith. 12 miles from Stirling.
Excellent potential as large family home or B&B or self-catering holiday let with seperate owner accommodation

100_0403.JPG (1121732 bytes)Log Cabins for Sale........... Details
Balquhidder, Trossachs
Constructed by Island Leisure, these log cabins are sited at Balquhidder Braes Holiday Park just north of Strathyre near Callander.
Tel : 01567 830293 Email: enquiries@balquhidderbraes.co.uk

Craigard Rd Callander

This modern, upper floor flat is located in a peaceful yet central location in the popular town of Callander.  Accommodation consists of:  Reception Hall, Spacious Lounge, Fitted Kitchen, Bathroom with electric shower & 2 good-sized Bedrooms.  Electric central heating, double glazing, allocated parking & allocated shed space also included.  Viewing highly recommended.  Offers over:  £109,000.  To arrange viewing/more details please contact:  01877 339337 or 0781 8807209.

Main Street, Thornhill, Stirling
Offers in excess of £215,000 (Freehold)
Semi detached villa circa mid 1700's . Two Public, Four Bedrooms. Dining Kitchen, Utility, 2 Bathrooms. Oil CH, D/Glazing, Generous Gardens backing on to common land. Parking at rear.
Substantial yet charming semi detached villa standing on generous gardens grounds offering six well appointed principal apartments comprising Hall, Lounge and recessed dining room (both with solid fuel fires within feature fireplaces) dining kitchen, utility, four bedrooms, two bathrooms. Oil CH, D/Glazing.
Email: kathrhona@hotmail.com

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MISREPRESENTATION ACT 1967. PROPERTY MISDESCRIPTIONS ACT 1991.
These particulars are provided only as a general outline of the properties and buyers should make their own enquiries to satisfy themselves as to the accuracy of the information given. InCallander has no authority to make, give or imply any representation or warranty regarding these properties

 

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